14 March 2025
Tax
Provisional Tax Deadlines Every Sole Proprietor Should Diarise
A plain-language walk-through of the August and February submission windows, and what happens if you miss them.
Jurelio
Financial Consulting — Cape Town, South Africa
Clarity for every financial decision
From tax structuring to retirement planning and business finance, Jurelio turns complicated money questions into decisions you can actually make — backed by advisers who know the South African landscape inside out.
By the numbers
Trusted with real money, real decisions
17
Years advising South African clients
R2.1bn+
In assets under ongoing advisory
940+
Individuals and businesses served
96%
Clients who renew with us annually
What clients say
Straight talk, no jargon, real results
“
Jurelio walked us through a company restructure that had three previous accountants stumped. They explained every SARS implication in plain English before we signed anything.
Debra Isaacs
Founder, Isaacs & Co. Interiors, Claremont
“
I'd put off retirement planning for a decade out of sheer confusion. One session with their team and I finally had a number, a timeline, and a plan I understood.
Sipho Radebe
Senior Engineer, Woodstock
“
What sets them apart is that they call before problems happen, not after. Our provisional tax has never been late since we moved to Jurelio.
Anika Bezuidenhout
Director, Bezuidenhout Logistics
The advisers
People who put their name on the advice
Marcus van der Merwe
Founder & Senior Financial Consultant
Nineteen years in wealth and tax advisory, with a focus on family businesses transitioning between generations.
Thandiwe Nkosi
Head of Retirement & Estate Planning
CFP-accredited, Thandiwe has helped over 300 clients build retirement plans that actually survive contact with real life.
Priya Govender
Corporate Finance Lead
Formerly with a Big Four firm, Priya now spends her time helping Cape Town SMEs raise capital and restructure debt sensibly.
Michael Adams
Tax & Compliance Consultant
Michael's specialty is making SARS deadlines a non-event — provisional tax, VAT, and audits handled quietly and on time.
Our services
A full financial practice, not a single specialty
Financial Planning
Personal financial roadmaps covering budgeting, debt, investment allocation, and long-term goals, reviewed annually as your life changes.
Learn more
Tax Advisory & Compliance
Income tax, provisional tax, VAT, and SARS correspondence handled end to end, with proactive planning to keep your liability legitimate and low.
Learn more
Retirement & Estate Planning
Retirement annuities, preservation strategy, and estate structuring designed to protect what you've built for the people who matter.
Learn more
Investment Advisory
Independent, product-agnostic investment guidance aligned to your risk profile — no house-brand funds, no hidden commission pressure.
Learn more
Business & Corporate Finance
Cash flow forecasting, funding applications, and restructuring advice for owner-managed businesses across the Western Cape and beyond.
Learn more
Company Formation & Structuring
From CIPC registration to holding company structures, we set new and growing businesses up on a tax-efficient footing from day one.
Learn more
From the ledger
Our Latest Guides
Notes and explainers from our advisers, written for people who want to understand their money — not just be told what to sign.
14 March 2025
27 February 2025
Retirement
Two-Pot Retirement System: What Changed and What It Means for You
Marcus van der Merwe breaks down the new withdrawal rules and how they should — and shouldn't — change your contribution strategy.
9 January 2025
Business Finance
Reading a Cash Flow Statement Like a Lender Does
Priya Govender explains the three ratios most South African banks check before approving business finance.
Take it with you
Downloadable guides for South African finances
PDF
The SARS Deadline Calendar 2025/26
1.2 MB · Every provisional tax, VAT, and annual filing date for the current tax year, laid out month by month.
PDF
Retirement Annuity vs. Preservation Fund: A Comparison
860 KB · A side-by-side breakdown to help you decide where your next contribution should go.
PDF
Starting a (Pty) Ltd in South Africa: The Founder's Checklist
1.5 MB · CIPC registration, tax numbers, and the paperwork nobody warns you about, in the order you'll actually need it.